Instant Loans
$1,000 to $10,000
Get approved in minutes and receive funds in as little as 24 hours.
Secure Bank Connection
Bank-level 256-bit encryption on every connection.
Protected Financial Data
Your data is never sold or shared with marketers.
Transparent Terms
Full rate and fee disclosure before you accept an offer.
Fast Funding Infrastructure
Same-day ACH and RTP rails for rapid disbursement.
Your Funding Options, Clearly Presented.
A simple digital experience designed to help users understand their options before they apply.
Welcome back,
Let's make your next move your best move 🚀
✓ Pre-Qualified Loan Offer
$10,000
is available for you!
Pre-Qualified
$10,000
Credit Score
702 Good
↑ 24 pts from last month
Available Credit
$10,000
of $10,000
Current Loan
$0.00
You're all caught up!
Next Payment
$0.00
No payment due
Total Savings
$1,250
This month
Recent Activity
Loan Offer Approved
May 12, 2026 · 10:32 AM
Bank Account Linked
Chase Checking ····4587 · May 12
Payment Received
May 11, 2026 · 1:22 PM
Need Cash Fast?
Get up to $20,000
Flexible terms. Fast funding. No prepayment penalties.
Choose the Financing Option That Fits Your Needs
Instant Loans
$1,000 – $10,000
Quick same-day funding for smaller, immediate capital needs.
- ✓30-second application
- ✓Same-day funding available
- ✓Soft credit check only
Merchant Cash Advance
$10,000 – $250,000
Fast, flexible working capital driven by your daily card sales and revenue.
- ✓Approval based on daily sales, not just credit score
- ✓Repayment scales automatically with your revenue
- ✓Funds available in as little as 24 hours
Commercial Loans & Line of Credit
$100,000 – $500,000
High-capacity growth financing designed for scaling operations and larger investments.
- ✓Fixed term loans or revolving lines of credit
- ✓Designed for equipment, expansion, and inventory
- ✓Underwriting in 48–72 hours
Three Simple Steps. One Clear Experience.
Choose Your Amount
(30 Seconds)
Select the amount you need from the available funding range and review transparent payment terms before proceeding.
Connect Securely
Connect your business checking account securely via Plaid for automated 24-hour verification — no manual statements required.
Get Funded Swiftly
Once an application is approved, funding moves through supported payment infrastructure to your account.
Choose the Financing Option That Fits Your Needs
Compare available financing structures clearly, so you can understand how each option works before applying.
- Fast access to capital
- Repayment based on agreed structure
- Designed for eligible businesses
- Flexible access to funds
- Draw funds when needed
- Designed for ongoing working capital
- Fixed financing
- Fixed repayment schedule
- Designed for defined financing needs
Transparent Pricing
Know exactly what you'll pay — before you apply.
Adjust the sliders to model any loan amount and term. No surprises, ever. Our rates are competitive, fixed, and fully disclosed upfront.
- APR from 8.9% — disclosed before you commit
- No origination or prepayment fees
- Fixed monthly payments, no variable surprises
- Early payoff with zero penalty
Transparent Pricing
Estimate your payments
No credit impact · Subject to approval
Real people. Real results.
★★★★★
“GoSwiftFund matched us with a line of credit within 24 hours to cover inventory during our peak season. The whole process was faster than our own bank.”
Maria S.
Retail Boutique Owner
★★★★★
“Straightforward application and the dashboard makes it easy to see exactly where my balance and next payment stand.”
Priya N.
Salon Owner
★★★★★
“I checked my rate without any hit to my credit and had funds in my account the next business day. No hidden fees, exactly what was quoted.”
David R.
Food Truck Operator
★★★★★
“Rates and terms were disclosed upfront with no surprises at signing. Exactly what was quoted from the start.”
Tom H.
Auto Repair Shop
★★★★★
“As a growing business, the commercial loan gave us the capital to buy equipment we'd been putting off for a year. Underwriting was quick and transparent.”
Angela K.
Landscaping Company
★★★★★
“Funded within a day of connecting my bank account. Support was responsive whenever I had a question.”
Sarah L.
Bakery Owner
Verified customer reviews collected via post-funding feedback.
Frequently Asked Questions
Yes, our platform is built with a strong focus on security to ensure that all financial transactions are fully protected. We use advanced encryption protocols, secure authentication systems, and real-time fraud detection to safeguard sensitive data and prevent unauthorized access. Our infrastructure follows industry-standard.
Know Your Options.
Apply With Confidence.
Explore your potential funding options through a simple, secure digital experience.
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