Small Business Loans
$1,000 to $5,000,000
From micro loans to SBA 7(a). Micro loans can fund in as little as 24–48 hours upon approval.
Secure Bank Connection
Bank-level 256-bit encryption on every connection.
Protected Financial Data
Your data is never sold or shared with marketers.
Transparent Terms
Full rate and fee disclosure before you accept an offer.
Fast Funding Infrastructure
Same-day ACH and RTP rails for rapid disbursement.
Your Funding Options, Clearly Presented.
A simple digital experience designed to help users understand their options before they apply.
Welcome back, John
Application Status: Pre-Qualified
✓ Pre-Qualified Facility Offer
⏰ Reserved for 48 hoursUp to $150,000
in business funding available
Pre-Qualified
$150K
Pre-Qualified
Verify Bank
Receive Funds
Link Bank Account
Verify cash flow via Plaid
Upload Business Docs
Tax returns & bank statements
Compare Funding Tiers
SBA vs. MCA vs. Lines of Credit
Talk to a Funding Specialist
Live support & application help
Recent Activity
Application Submitted
May 12, 2026 · 10:32 AM
Soft Credit Check Completed
May 12, 2026 · 10:34 AM
Pre-Qualified for $150,000
May 12, 2026 · 10:35 AM
Choose the Financing Option That Fits Your Needs
Micro Business Loans
$1,000 – $10,000
Fast funding for smaller, immediate capital needs.
- ✓30-second application
- ✓Funding in as little as 24–48 hours upon approval
- ✓Soft credit check only
Merchant Cash Advance
$10,000 – $250,000
Fast, flexible working capital driven by your daily card sales and revenue.
- ✓Approval based on daily sales, not just credit score
- ✓Repayment scales automatically with your revenue
- ✓Funds available in as little as 24 hours
Commercial Loans & Line of Credit
$100,000 – $500,000
High-capacity growth financing designed for scaling operations and larger investments.
- ✓Fixed term loans or revolving lines of credit
- ✓Designed for equipment, expansion, and inventory
- ✓Underwriting in 48–72 hours
SBA 7(a) Government Loans
$30,000 – $5,000,000
Long-term, low-interest capital designed for expansion, equipment, debt refinancing, and acquisitions.
- ✓Competitive, prime-capped rates
- ✓Flexible terms up to 25 years
- ✓Predictable monthly payments
Revenue-Based Capital
$5,000 – $250,000
Fast capital for operating businesses focused on cash flow and daily deposits rather than FICO scores.
- ✓Approval based on cash flow, not score
- ✓Flexible credit profiles welcome (500+ FICO)
- ✓No strict bank collateral required
Three Simple Steps. One Clear Experience.
Choose Your Amount
(30 Seconds)
Select the amount you need from the available funding range and review transparent payment terms before proceeding.
Connect Securely
Connect your business checking account securely via Plaid for automated 24-hour verification — no manual statements required.
Get Funded Swiftly
Once an application is approved, funding moves through supported payment infrastructure to your account.
Choose the Financing Option That Fits Your Needs
Compare available financing structures clearly, so you can understand how each option works before applying.
- Fast access to capital
- Repayment based on agreed structure
- Designed for eligible businesses
- Flexible access to funds
- Draw funds when needed
- Designed for ongoing working capital
- Fixed financing
- Fixed repayment schedule
- Designed for defined financing needs
Transparent Pricing
Estimate your payments — before you apply.
Adjust the sliders to see a general monthly payment range for your funding request. Your actual rate, fees, and terms depend on underwriting and the lender.
- See a payment range before you apply
- Checking your options is a soft pull, with no credit score impact
- Rates, fees, and terms are disclosed before you accept
- Options across micro, MCA, commercial, SBA, and revenue-based funding
Transparent Pricing
Estimated monthly payment
Estimated Monthly Payment Range
$2,250 – $2,604
per month (estimate)
No credit impact · Subject to approval
Disclaimer: This calculation is an estimate for informational purposes only and is not an offer of credit. Actual rates, fees, factor rates, and repayment terms vary and are determined after underwriting review of your connected bank account (via Plaid), cash flow, time in business, and lender criteria.
The 1/3 Rule Capital Planner
An old rule of commercial wisdom: keep a third in long-term assets, a third working in the business, and a third in reserve. See how your target capital would split.
1/3 Fixed Assets
$50,000
Expansion & Equipment
Long-term, income-generating assets: commercial property, machinery, or build-outs.
Related: SBA 7(a) Loans →1/3 Operations
$50,000
Inventory & Turnover
Inventory purchasing, day-to-day turnover, and short-term working capital.
Related: Merchant Cash Advance →1/3 Liquidity
$50,000
Liquid Reserves
Cash kept on hand to cushion slow months and keep operations safe.
Tool: Brex business accounts →For illustration only; not financial, tax, or legal advice. The right mix depends on your business. Financing is subject to approval.
Frequently Asked Questions
Yes, our platform is built with a strong focus on security to ensure that all financial transactions are fully protected. We use advanced encryption protocols, secure authentication systems, and real-time fraud detection to safeguard sensitive data and prevent unauthorized access. Our infrastructure follows industry-standard 256-bit SSL encryption and strict data-handling practices to keep your business information secure.
Know Your Options.
Apply With Confidence.
Explore your potential funding options through a simple, secure digital experience.
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