GoSwiftFund
Free Financial Tool

Business Funding Calculator

Estimate your monthly payment across SBA, term, working capital, equipment, and revenue-based funding, then check your real options in about 60 seconds. Checking is a soft credit pull with no impact on your score.

Transparent Pricing

Estimate your payments — before you apply.

Adjust the sliders to see a general monthly payment range for your funding request. Your actual rate, fees, and terms depend on underwriting and the lender.

  • See a payment range before you apply
  • Checking your options is a soft pull, with no credit score impact
  • Rates, fees, and terms are disclosed before you accept
  • Options across micro, MCA, commercial, SBA, and revenue-based funding

Transparent Pricing

Estimated monthly payment

$50,000
$5,000$500,000
24 months
6 mo60 mo

Estimated Monthly Payment Range

$2,250 – $2,604

per month (estimate)

Check Your Real Rate Options →

No credit impact · Subject to approval

Disclaimer: This calculation is an estimate for informational purposes only and is not an offer of credit. Actual rates, fees, factor rates, and repayment terms vary and are determined after underwriting review of your connected bank account (via Plaid), cash flow, time in business, and lender criteria.

Business Funding Calculator FAQ

How accurate is this business funding calculator?
It gives an estimated payment range before you apply. Your actual rate, fees, and term are set by the lender you're matched with and are always disclosed before you accept anything.
Does checking the calculator affect my credit score?
No. Using the calculator does nothing to your credit, and pre-qualification uses a soft inquiry with no impact on your FICO score.
What types of funding does it cover?
Micro business loans, merchant cash advances, commercial loans and lines of credit, SBA 7(a), and revenue-based capital.

Ready to see your real options?

Check Pre-Qualification →

Soft credit pull only. No impact on your FICO score.